There are lots of things you need to learn in life.

If you’re a real estate entrepreneur and investor, the one big thing you need to do is boost your financial IQ. That’s the one big thing you really need to know how to do!

If you’re a real estate entrepreneur and investor, the one big thing you need to do is boost your financial IQ. That’s the one big thing you really need to know how to do!  – Tweet  

So how do you achieve that goal exactly?

One EXCELLENT way is by playing Robert Kiyosaki’s Cashflow 101 board game!

That’s a topic I cover in this specially produced video, which is longer than my typical clips (a little over 18 minutes), because there’s a lot of information to share about playing this game:



What will you learn and why should you care?

First, if you have never played the Cashflow 101 game before, it’s a great game.

Second, you will learn something very important by the end of playing it for the first time. One simple truth. What you do in the game, the moves you make on the board, all the passive income you can earn and how you track your money moves is what you can do in real life!

The game’s creator, Robert Kiyosaki, is also the author of the Rich Dad Poor Dad line of books that teach readers the differences between being a corporate soldier (a.k.a., an employee), a contractor (a.k.a., freelancer who runs his/her own jobs), a business owner and an investor.

If you read his first couple of books you will learn, hands down, if you want a great income and retirement, you want to be a business owner (who has good operational systems in place) or an investor. The other two types of workers trade their time for money. They work for other people to further the dreams, goals and income of their boss or their clients.

This is what you learn by playing the game in an environment that is fun, interactive, safe (because you aren’t dealing with real money and real deals – they just replicate what you find in the real world) and where you can ask a lot of questions.

If you’re interested in raising private capital, playing the game is a great way to accomplish that goal, too.

Why? How?

Think about it.

You’re sitting across from likeminded individuals there to play the game and who are there to learn more about real estate investing. Some are there to figure out if they want to be active investors themselves or if they prefer to become a passive investor who backs active investors’ deals.

This is also known as aggressive and conservative investor types.

Once you’ve learned how to play the game you will discover what type of investor you are!  – Tweet  

Getting together with others to play the game is also a fantastic way to get to know new people and to network. That’s why I can’t stress how important this game has been to me in helping me reach my investing goals.

That’s also why I host regular games!

I’ll give you the link to my sign-up page at the end of this article.

What are the unique components of the game?

When you sit down at the table to play the Cashflow game, you will see a board placed in the middle of the table with a circular path in the middle. At intervals you will see the words “Payday.” This circle reflects the hamster wheel employees are on, where they are trading their time… in essence, their lives… for money. That money comes in the form of pay checks distributed to them at regular intervals.

On that inner wheel are spaces that say “small deal,” “big deal,” “market,” “baby,” “downsize” and “doo dad.” In real life, these are experiences we can have. You understand that with a baby comes expenses; when you get downsized or lose your job, the bills keep coming even when you have no income. A doo dad are those things we buy that either just come up in life, like needing a new water heater or roof, or that expensive new gadget you can’t live without. (You can, but you want it… and you are choosing to waste money on it.)

The deal and market cards are to push you into an understanding about investing and how you… no matter what your job… can participate in to earn passive income. Go back to the video to dive into the deal and market cards more in depth!

At the beginning of the game you are randomly assigned a job title. There are cards for that from which you will choose. Maybe you pick the Janitor card and you feel bummed because the income is low… but so are the expenses. Or you pick the Lawyer card and feel excited because that comes with a big income. But, alas, it also comes with a whole lot higher overhead. The expenses are in alignment with the job title.

Next you transfer the information from your job card to your Income Statement. It’s not complicated, which is something Kiyosaki built into the game for a reason. People are often afraid to actually track expenses and income. They would rather walk through life blind to what they’re spending. They are more fearful of balancing their checkbook than being broke month after month. They’re okay with not investing in real estate, which is a strange concept to me today.

The whole point of the game is to teach you how to get your passive income to exceed your monthly expenses. That should be the point of working and thriving in your real life. It’s good training to learn how to do this in the game.

Yes, it takes math, but that’s okay. You’re working with a pencil and erasers. You also get to use your calculator and ask others to help you with the math if you aren’t strong in that area. That’s typically what your host is there to do.


Old version or new, the Cashflow 101 game is a great teacher!


There are two versions of the Cashflow 101 game.

The old version of the game has you work with play paper money; the newer version has you track just like you would in your bank book. It’s up to you which version to play. I’ve included links under my video. See which version works best for your needs. (I’ve added links to games in different languages, too.)

Regardless of the version of the game, there is one thing you need to learn that you need to take into your real life. Again, it’s that you want your income to exceed your expenses. When that income is earned passively through investments, you no longer have to trade your time for money helping someone else get to their goals. (Imagine how THAT would feel!)

In the game, once your monthly passive income (that you earn by investing in properties and other types of deals) is equal to or has exceeded your monthly expenses, congratulations! You get to exit the Rat Race… you get to jump off the hamster wheel and get onto an entirely new and far more exciting path on the board.

In this outer path the deals are different, bigger, more exciting and far more profitable. There are different rules to that part of the game. You are working toward a stated goal… which could be anything from running a non-profit organization to buying a private island to sailing the globe. On the old board, you choose a dream as your goal. In the new game you get to state your own.

Most times, we just play till a few people get out of the Rat Race. Then we discuss how they did it and what they learned. It’s fun. Maybe that’s why I have a lot of repeat players!!

It’s a good moment for me when I see players suddenly understand what just happened and that they can replicate what they did in the game in their real lives. That’s when something sparks; I see it in their eyes. Then they have lots of questions for me. They want to learn how I do what I do, or how to participate with me in my deals.

Mind you, at the time of this writing I am still working a demanding ‘9-to-5’ life as I build my portfolio of properties. My passive income has not yet exceeded my expenses. When that happens, well, first I’ll make a big announcement here. Next, my life changes in a big way. Let’s just say I won’t have to set my alarm in the mornings any longer!

I’ll leave you with that beautiful thought…


For now, I suggest you watch my video and answer this question:

Which type of investor do you think you are? Conservative or Aggressive?

Let me know in the comments below the video!

Maybe to answer that question you should play the game a couple of times. In that case, I strongly suggest that you find a group on or where you can attend other people’s games and learn from likeminded people in your area.

If you happen to be in or close to Barcelona, you will be happy to know that I run TWO Cashflow games. One is in English; one is in Spanish. Sometimes I set up a camera and record the events. If you are interested in attending or want me to record a game in the near future, let me know.

If you can attend, please do. Here’s the link to RSVP:


You can also check out my latest podcasts and collaborations here